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Earning money as a self-employed person: This is how much you have to come in every month

  1. jansh on Nov 7, 2015 at 8:39 am
  2. Hello julian,

    this is a super important topic that, in my experience, many founders do not really give much thought to. I didn't do it then either. Always stooping, because back then it was all about earning a little while studying.

    But if you are serious and want to build a full existence, then you won't get any further.

    And here I can only warn or give you urgent food for thought: The freelancer who lives minimalistically and who receives 1,000 euros a month is very short-sighted. Because as you wrote correctly: I don't just have to earn enough to pay the health insurance and my fridge is full. I also have to build up reserves for taxes or when I'm sick.

    And very important: old-age provision.

    That's why I've given this point an extra line. 😉 Seriously: As a young person, you don't even have that on your radar, but at some point - better sooner than later - the realization should ripen that you want something to bite even in old age and that independence has to be worthwhile in the end . And for good old-age provision you have to shell out a few hundred euros per month if you are not fortunate enough to be insured with the KSK.

    Another point: As a self-employed person, you bear a certain risk. That should pay off too. This is always about the deficient question: Until when is it still self-realization (and freedom) and when is it self-exploitation? Why do so many freelancers and sole proprietorships allow themselves to be persuaded that self-realization cannot be worthwhile (sic!)? People: Don't belittle yourselves - you can have both. Freedom in self-realization and enough money!

    One more thing: If you don't just become self-employed on the side, but really with a business plan and start-up loan, then you have to be prepared for the banker to look at you crookedly when you tell them that you are paying 1,000 or 2,000 euros for an entrepreneur's wage each Month is satisfied. The banker translates this in his head as: "He doesn't believe in his own idea."

    At the end of my lengthy comment, one last important tip: The type or the order of magnitude of the goals I set myself determine the order of magnitude of the result. I don't mean the annoying American “think big”. Goals should always be achievable, otherwise frustration is already inevitable.

    But if you only want to earn 2,000 euros per month, then you think about how you can do it. But if you have 4,000 or 8,000 euros as your goal, then you have completely different thoughts and you quickly notice that it doesn't work with the 2,000-euro strategies.

    Best regards

  3. Joachim Tuchel on Apr 16, 2016 at 11:26 am
      • Joachim Tuchel on Apr 16, 2016 at 11:45 am
  4. Mike on Oct 11, 2017 at 10:35 am